FREE 2-MINUTE QUIZ
Looking for More Flexibility in How You Access and Use Your Money?
Discover whether a family banking strategy may be worth exploring for the way you save, plan for major purchases and prepare for future opportunities.
No expertise needed. 10 questions. Instant result.
THE QUESTION BEHIND THE QUIZ
Most People Rely on Two Familiar Options When They Need Money
When a major purchase or opportunity arises, people often spend money they have saved or borrow from a bank or another lender.
Spend What You've Saved
Straightforward, but it leaves the account emptied and the growth interrupted.
Borrow From a Bank or Lender
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Both options have their place. But what if you could create another option over time?
A family banking strategy, sometimes referred to as the Infinite Banking Concept, uses a cash-value permanent life insurance policy as part of a long-term financial approach.
As cash value becomes available, the policyowner may be able to borrow against it under the terms of the policy. Policy loans charge interest, reduce available policy value and may reduce the death benefit if they are not repaid.
Worth knowing: This approach is not a shortcut, a source of instant cash or the right strategy for everyone. The first step is determining whether it fits your financial foundation, goals and expectations
THE QUESTION BEHIND THE QUIZ
Your Answers Will Help You Evaluate
Whether you have room in your budget to consistently fund the strategy
Whether your savings, debt and cash flow support a long-term commitment
How well the approach aligns with the way you want to use your money
Whether permanent life insurance is something you are open to considering
Whether a personalized review may be a worthwhile next step
You will receive one of three results with a clear explanation of what it means for you along with next steps.
THE QUESTION BEHIND THE QUIZ
The Quiz May Be Helpful If You:
Consistently set money aside for the future
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Want another option for financing major purchase or opportunities
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Own a business, invest in real estate or anticipate future funding needs
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Prefer a long-term, steady approach over quick financial promises
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Want to understand both the advantages and commitments before deciding
Could this approach realistically fit your financial life?
You don't need to know what the Infinite Banking Concept is, or how the policy loans work - that's where the quiz starts.
CREATED TO HELP YOU MAKE AN INFORMED DECISION
Understanding Comes Before Implementing
Mark DiMaria believes a financial strategy should be understood before it is implemented. This quiz is designed to help you look at your current situation, recognize which pieces are already in place and identify what may need more attention.
“Your result will not recommend a policy or determine whether the strategy is right for you. It will give you a clearer starting point for deciding whether family banking deserves a closer look.”
Mark DiMaria
The Financial Groundskeeper · InCareLife Services, Inc.
FIND OUT WHERE YOU STAND
Take the quiz to see whether your finances, goals and long-term outlook may support a family banking strategy.
Your results will be available as soon as you complete the quiz, along with insight into whether family banking may be worth exploring for you.